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Full detail: Where this data comes from
Flutterwave is a pan-African payment infrastructure company providing the rails for businesses to accept, send, and manage money across Africa and globally. The Flutterwave for Business (F4B) v4 API exposes a unified surface for collections (cards, mobile money, bank transfer, USSD, OPay, virtual NUBANs), payouts (bank, mobile money, wallet-to-wallet across 30+ countries), real-time FX conversion, settlements, refunds, chargebacks, multi-currency wallets, KYC, card issuing, and bill payments. Flutterwave is one of the most valuable African fintech companies (unicorn status) and processes 20M+ API calls and 500k+ payments per day.
Areas: Payments · Payouts · Mobile Money · Cards · Africa · Fintech · Remittances · Virtual Accounts · Chargebacks · Multi-Currency
Everything profiled for Flutterwave is published on APIs.io rather than in this repository. Start at the provider page — apis.io/providers/flutterwave/ — or go straight to one of the APIs or properties below.
- Flutterwave Transfers API — Disburse funds globally across bank account transfers, mobile money transfers, and wallet-to-wallet transfers spanning 30+ African countries plus…
- Flutterwave Settlements API — Reconcile transaction volume with merchant payouts. Manage settlements, refunds, chargebacks (dispute handling), and fee computation for cards, mobile…
- Flutterwave Wallets API — Inspect multi-currency wallet balances, retrieve wallet statements, and resolve mobile money wallet account details. Backs the FAAS (Finance as a Service)…
- Flutterwave Banks API — Reference data for banks, bank branches, and mobile networks supported by country, plus bank account name-enquiry endpoints. Used to populate checkout…
- Flutterwave Webhooks API — Outbound webhook callbacks delivered by Flutterwave for charges, transfers, refunds, chargebacks, and virtual account funding. Receivers validate the…
- Flutterwave Chargebacks API — Manage and respond to chargebacks raised by customers.
- Flutterwave Charges API — Create and manage charges across supported payment methods.
- Flutterwave Customers API — Create and manage customers that own charges, orders, and transfers.
- Flutterwave Fees API — Retrieve Flutterwave's fee calculation for a transaction.
- Flutterwave MobileNetworks API — Mobile money networks supported by country.
- Flutterwave Orchestration API — Orchestrator helpers that combine customer, payment method, and charge in one call.
- Flutterwave Orders API — Server-side cart and order objects backing checkout sessions.
- Flutterwave Rates API — Real-time FX conversion rates for international transfers.
- Flutterwave Recipients API — Manage transfer recipients (the destination of a payout).
- Flutterwave Refunds API — Initiate and inspect refunds against successful charges.
- Flutterwave Senders API — Manage transfer senders (the originator of a cross-border payout).
- Flutterwave Account Resolution API — Bank account name resolution before initiating payouts.
- Flutterwave Payment Methods API — Tokenize, register, and look up payment methods (cards, mobile money, bank, USSD).
- Flutterwave Virtual Accounts API — Issue virtual NUBANs for pay-with-bank-transfer collections.
Each property below is a page on APIs.io carrying the machine-readable artifact and what it says.
Multi-step workflows that chain operations into a business task.
- Flutterwave Bank Directory Then Payout
- Flutterwave Charge And Verify Status
- Flutterwave Charge Then Dispute Chargeback
- Flutterwave Charge Then Refund
- Flutterwave Create Recipient Transfer And Verify
- Flutterwave Cross-Border Rate-Locked Transfer
- Flutterwave Direct Orchestrator Transfer And Verify
- Flutterwave Mobile Money Payout
- Flutterwave Orchestrator Charge And Verify
- Flutterwave Orchestrator Order And Verify
- Flutterwave Order Checkout And Verify
- Flutterwave Quote Fee Then Charge
- Flutterwave Resolve Account Then Payout
- Flutterwave Reuse Recipient Payout
- Flutterwave Settlement Reconciliation Refund
- Flutterwave Tokenized Recurring Charge
- Flutterwave Transfer Verify And Retry
- Flutterwave Upsert Customer And Charge
- Flutterwave Virtual Account Collection
- Flutterwave Wallet Balance Guarded Payout
GraphQL schemas.
Which operations an agent can call, which act, and which need a human in the loop.
The data models the API reads and writes.
- Flutterwave Charge
- Flutterwave Customer
- Flutterwave Settlement
- Flutterwave Transfer
- Flutterwave Wallet Balance
Data models expressed in JSON Structure.
Linked-data contexts for the provider's vocabulary.
The provider's domain terms, defined.
Example requests and responses.
- Flutterwave Charge Completed Webhook Example
- Flutterwave Create Charge Example
- Flutterwave Create Customer Example
- Flutterwave Create Refund Example
- Flutterwave Create Transfer Example
Postman and Open Collection request collections.
- Flutterwave Banks AccountResolution API
- Flutterwave AccountResolution Banks API
- Flutterwave Banks AccountResolution Chargebacks API
- Flutterwave Banks AccountResolution Charges API
- Flutterwave Banks AccountResolution Customers API
- Flutterwave Banks AccountResolution Fees API
- Flutterwave Banks AccountResolution MobileNetworks API
- Flutterwave Banks AccountResolution Orchestration API
- Flutterwave Banks AccountResolution Orders API
- Flutterwave Banks AccountResolution PaymentMethods API
- Flutterwave Payments API
- Flutterwave Banks AccountResolution Rates API
- Flutterwave Banks AccountResolution Recipients API
- Flutterwave Banks AccountResolution Refunds API
- Flutterwave Banks AccountResolution Senders API
- Flutterwave Banks AccountResolution Settlements API
- Flutterwave Banks AccountResolution Transfers API
- Flutterwave Banks AccountResolution VirtualAccounts API
- Flutterwave Banks AccountResolution Wallets API
- Flutterwave Banks AccountResolution Webhooks API
- Flutterwave Banks API
- Flutterwave Payments API
- Flutterwave Settlements API
- Flutterwave Transfers API
- Flutterwave Wallets API
- …and 1 more published on APIs.io
Spectral rulesets for the provider's contracts.
Authentication, trust centre, and vulnerability disclosure.
The permissions the API asks for.
Published plans, tiers and prices.
Published request limits.
What the API costs to run, by operation.
Links to the company's own pages. This repository publishes no copy of their specifications — the canonical document is theirs and lives at the URLs below.
- Website
- Documentation
- Getting started
- Pricing
- Support
- Blog
- Terms of service
- Privacy policy
- GitHub
- Status
Kin Score 54.1 — developing · rubric 0.25.0 · scored 2026-10-23
| Facet | Score |
|---|---|
| Discoverability | 66.1 |
| Contract quality | 58.9 |
| Contract governance | 27.3 |
| Operational transparency | 21.1 |
| Developer ergonomics | 67.9 |
| Access clarity | 60.5 |
Agent readiness 33.4 — agent-ready
| Agent-readiness dimension | Result |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived (partial credit) |
| Reversibility Documented | documented (partial credit) |
| MCP Server | — |
| Auth Clarity | negotiable (partial credit) |
| Idempotency | verified |
| Error Semantics | documented (partial credit) |
| OpenAPI Examples | documented (partial credit) |
| Rate Limit Signal | derived (partial credit) |
| Event Surface Described | — |
| Agent Skills | — |
| Well Known Catalog | — |
| Consent Identity | — |
| Agent Card | — |
| Dry Run Mode | — |
| Delegated Identity | — |
| Protected Resource Metadata | — |
| Dynamic Client Registration | — |
| Agentic Commerce | — |
| Pagination Ratio | — |
| Operation Distinctiveness | distinct |
Regulatory alignment 31.3 — Payments
The rubric is published at github.com/api-evangelist/kin-score. The per-check breakdown behind these numbers — which checks were earned, partial or missed — along with score history and how this provider compares to its peers, is available at apis.io/providers/flutterwave/.
API Evangelist profiles a company's public API surface the way a developer would find it: the website, developer portal and documentation, the specifications it publishes, its public repositories, and its pricing, status and changelog pages. From that it derives the properties above — contracts split per API, workflows, schemas, collections, governance rules, plans and rate limits — and scores them against the published Kin Score rubric.
The artifacts are published on APIs.io, not in this repository. This repository is the public record for Flutterwave: the place to say something is wrong, missing or out of date, and to ask for a re-score or a removal.
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